Golden Gate Realty and Finance · CA-licensed mortgage broker
A smarter way to finance your property
Purchase, refinance, investment (DSCR) and fix-&-flip / bridge loans. All programs in California, investment & business-purpose lending nationwide — with a licensed broker in the loop.
FREE FOR MEMBERS
Two books by Alan Wen — free when you join
Whether you are buying a home, investing, or building a career in lending, start here. Sign up free and read both books online in English, 简体 or 繁體.
The U.S. Home Loan Guide
For home buyers, homeowners and families
Financing Investment and Commercial Property
For investors, business owners and loan professionals


Common questions
Which states can you lend in?
All loan programs in California. Investment / business-purpose loans (DSCR, fix-&-flip, bridge) are available nationwide. Residential loans outside California are available as we complete state licensing — ask us about yours.
Do you charge for a quote?
No. Getting a quote and talking to a specialist is free. You choose whether to move forward.
Are the rates guaranteed?
Quotes are illustrative and subject to your final terms and our licensed broker's approval — not a rate lock or commitment to lend.
How fast can I get an answer?
Run an instant quote online, or ask our specialist any time — we typically follow up the same day.
Golden Gate Realty and Finance Inc | CA DRE License #02361979 | NMLS #2776762
Principal Broker: Alan Wen | CA DRE #01812220 | NMLS #356521
Equal Housing Opportunity | Licensed in California